Oooohhh-eee, we've had a doozie of a time lately at our house. As I discussed a few weeks ago, with Brian cutting back on his salaried hours to, well, to work for free for the forseeable future, we have had to do some
cutting back.
And then life throws you curve balls, doesn't it? Let's see. Had two "probable" cases of H1N1 hit the house along with an ear infection, just for fun. All of that combined led to $40 in copays and $112 in prescription copays. The week before that the ice maker went out and it was $300 to repair it. Now yes, I know that many people survive without ice makers. Heck, I was one for a long time. But when you have one and it takes up two shelves of your freezer, the last thing you want to do is start using trays and give up a third shelf.
Then this Sunday, the water heater went out. We discovered this as I was going to put Eli in the tub. Thankfully, being the good mother I am, I checked the water temp before putting him in to what was an ICE COLD tub. Nice. He was crashing, so I put the dirty baby in clean clothes and put him to bed. Brian and I talked about it and decided that neither of us were game for ice cold showers in the morning, so we packed up in 10 minutes and made a mad dash out of the house at 8:30 p.m. Dirty kids and sleeping baby in tow, we drove over to my parent's house to crash. We looked like we were either fleeing the feds or running as refugees in the night. I am sure our neighbors wondered what was up.
After two visits by the plumber, both incurring the "minimum charge," even though each only took 16 and 14 minutes, respectively, we had a replacement part ordered and a working water heater. And we also had $310 less in our bank account.
And then my car. It has been shuddering every time I would use the brakes. Didn't feel like that was probably a very good thing. And then my turn signal/rear brake light went out. So even though I tried to be a good driver and use those nerdy arm signals when turning left, inevitably, I would have someone honk at me and flick me off every day for not using my (very clearly burned out) turn signal.
So, yesterday, on my last mandatory stay at home day with Eli, we headed to Midas. Two hours and 45 minutes later, I had a new tire rod (or something like that, as my wheel was evidently about to fall off), new brake clamps (or something like that) and a working tail light. And about $500 less.
Ah good times, nothing like trying to find over $1,200. Guessing my couch cushions aren't going to cough that up.
My point? First off...there I purged all of that and I am done complaining. I hope.
But I have decided I am going to do a month of looking at everything we spend that isn't a set cost.
Mortgage, student loans, car payments, etc. Can't do much about those. But this will be a little experiment, kind of a Weight Watchers for our budget. We'll write it all down day by day and see what we see and what we can learn. Not all of it is really, discretionary. I mean a bill is a bill. But a combination of the non-budgeted things that crop up as well as the things we choose to spend money on.
So here goes:
Friday, November 13
$167.20 -- City of "Right of Way" Maintenance Assessment (sounds like something you get playing "Monopoly," doesn't it? Geez. The lesson here is evidently we need to get out more and enjoy our sidewalks and alleys.)
$120.58 -- Just got the bill for our portion of Caleb's surgery. Yes the surgery that was in July.
$60.58 -- Three months of the Star Tribune. Need to think about this one. Have to admit that I mostly get it for the coupons as I read it online otherwise. So this month I need to see if I am saving at least $25 with coupons to make it worth it.
$223.25 -- Tabs for Brian's car. What a racket.
$33.22 -- Groceries. Okay, admittedly these were groceries to make sushi for "stay at home date night" but they were edibles all the same.
So much for fun discretionary money today :)